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14-Jan-2020 20:53

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@6.5% INTEREST RATE If you’ve just left school, CREDIT SCORE 550 you probably haven’t had the chance to build up a good credit history yet, so with private consolidation PRIVATE LOAN CONSOLIDATION LOWER MONTHLY PAYMENT you might get a simpler, lower monthly payment, but you could end up paying more in combined interest.

MORE COMBINED INTEREST But if you happen to have a steady job and have built up a good credit score, you might be able to get a lower interest rate from another lender than your current private loans, @5.4% INTEREST so it might be worth looking into.

If you are looking to refinance private loans, take a look at our private loan refinancing options.

Federal consolidation is available after borrowers enter repayment, either because they graduated or ceased to be enrolled at least half-time.

@5% INTEREST Now as you can see, BILL keeping track of these loans might get complicated— especially if you’re making payments to different loan servicers.

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Many students will get federal loans for each year in school and will graduate with more than one loan to repay.Let’s say you have fifty thousand dollars in federal loans.



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